We are the people you need on your mortgage. YNMP.CA mortgage brokers work for you


Your Neighbourhood Mortgage Professionals.

We have the best mortgage products and rates available across Canada


Headquartered at the heart of the GTA (Greater Toronto Area) just outside Vaughan Mills Mall at the corners of the 400 Hwy and Rutherford Road.


Offering Canadian clients more choice with access to all financial institution products


You will receive your best rate and mortgage product working with our licensed mortgage brokers at ynmp.ca


We will have Canadian lenders compete for your business and advise you with unbiased expertise and knowledge


We work with the lenders every day and know the market saving you precious time


We get you a better deal because we work for you and shop your deal to the market saving you valuable money

Start Planning your New Dream with us

Your Neighbourhood Mortgage Professionals are ready to work for you Start Now
Why choose Us?

Skilled Professionals.Your Property in Good Hands.

A licensed mortgage broker from YNMP works for you and will get you the best deal possible that suits your specific needs and capabilities.

Effective Planning

Effective Knowledge.Spanning all Lenders.

Mortgage brokers are not limited to the product offering of a specific lender, we span the entire market and get you the best rates and products available.

Why choose Us?

Risk Management.We have got you Covered.

Buying property is the most important step people take, you want a licensed professional on your side to ensure a safe and secure closing.

Customer Testimonails

You will find Ralph and his team at Your Neighbourhood Mortgage Professionals to care about you and your mortgage. They have a great location and are always contributing to the community.

Mortgage Customer2016-04-11 15:29:22
Concrete Developments

Finding Best Rates

We will find you the best rates available with a free analysis of your situation to ensure accuracy.

Finance Assistance

Shopping The Market

We shop the market across all financial lending institutions in Canada so you will know what your best option is.

Interiorly Designed

More Choices

Financial institutions provide you with their products while a mortage broker will look to the best product across lenders.

Cost Effective Solutions

Cost Effective

We reduce costs by being on top of the market lenders and legislative conditions so we can get the answers you need.

Smart Builders


We work for you, not the lenders, saving you time and money and getting you the best rates and product available.

Quality Infrastructure


We care about our credibility and the credibility of our clients and want what you want, clear and straight forward deal closure.

Mortgage Types

Ready for a professional at YNMP to get to work? Start Here

With roots in the community and depth of knowledge in the mortage market we are the partner you need. We offer independant advice, more mortage choices and the experience dealing with lenders. Expertise in dealing with the financial markets through our ongoing business dealings with them and the technology to get you the best option across institutional products.

Our mortgage brokers have specialized knowledge through training and certification and are able to relay the market complexities to you in terms you can understand. We deal with reputable financial institutions that are well established in Canada.


Our mortgage specialists focus on mortgage knowledge and current market trands, rates and regulations on an ongoing basis and it is their sole focus. We value your time and your money and we are experts in the mortgage market on your behalf in your best interest with options at our disposal you simply would not have access to. Mortgages are a specialized field and it is not just one of the things we do, mortgages are what we do exclusively.

Our mortgage specialists are available to service your needs in keeping with your goals, lifestyle and financial position to get a right fit product and rate. Good business is what we are about and ensuring you peace of mind with knowledgeable and experienced people that get you the answers you need when you need them.

  • 100% Assurance
  • Hard Working
  • Trustworthy
  • Intelligent
  • Always Curious
  • Perfectionists
  • Friendly & Helpful
  • Accomodating Nature
  • Available 24x7

Located in the heart of the Greater Toronto Area, we are just outside the Vaughan Mills Shopping Mall with an exit from the 400 Highway just north of Highway 7.

130 Bass Pro Mills Drive, Unit 64
Vaughan, Ontario, L4K 5X2

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Years Service
Volume (millions)
Happy Clients


Mortgage Rate Comparitive


  • 6 month
  • 1 year
  • 2 year
  • 3 year
  • 4 year
  • 5 year
  • 7 year
  • 10 year
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. *O.A.C. E.& O.E.

Our Rates

  • 3.10 %
  • 2.29 %
  • 2.24 %
  • 2.34 %
  • 2.49 %
  • 2.99 %
  • 3.44 %
  • 3.84 %
Start Now
Your Neighbourhood Mortgage Professionals | YNMP.CA

Bank Rates

  • 3.14 %
  • 2.89 %
  • 2.84 %
  • 3.39 %
  • 3.89 %
  • 4.84 %
  • 5.30 %
  • 6.10 %
Bank rates shown vary from instituion to instition and province to province. Rates subject to change without notice. *O.A.C. E.& O.E.





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Mortgage Broker v. Lending Institutions - Originating Mortgages

In the past, prospective home buyers turned exclusively to their banks for their mortgage needs, but you now have more options at your disposal with the growing presence of mortgage brokers. Independent mortgage brokers are licensed mortgage specialists who have access to multiple lenders and mortgage rates. They essentially negotiate the lowest rate for you, and because they acquire high quantities of mortgage products, mortgage brokers can pass volume discounts directly on to you.





Our brokers are here to serve you. Your Neighbourhood Mortgage Professionals are committed to getting your the very best mortgage product. We hope to see you at our headquarters at 130 Bass Pro Mills Drive just outside of Vaughan Mills or please contact us to discuss your needs. We are here to make your mortgage easy.

YNMP Brokers

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Are you a broker or want to become a mortgage broker. We are always looking for people to join our team or professionals. Please click here if you would like to speak to us about joining us at YNMP.CA.

Our Team


We at YNMP.CA are interested in keeping you up to date with mortgage trends and industry news. Be sure to check with us online or in person to get the most up to date information for your current or future needs.

Click here for our Blog

Ralph Covello, Principle Broker
Mobile#: (+1) 416 725 5810
E-Mail: covello.r@ynmp.ca

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